First Time Home Buyers

Planatek offers assistance to first time home buyers who can benefit from a variety of loans available with flexible down payment options. For someone new to the real estate market, securing financing can be challenging, but there are many programs available. There are several different programs, for example VA loans, FHA loans, and other options to help them qualify for affordable loans. Our experienced staff are knowledgeable about the special programs available.

Tips For

First Time Home Buyers

The path to purchasing your first home starts with a plan. We can help you on that journey and guide you through the following steps:

• Paying down your debt
• Getting pre-qualified for a loan
• Finding your dream home
• Completing a loan application
• Closing on the purchase

You don’t necessarily need to be wealthy to buy a home for the first time. Federal Housing Authority loans require just a 3.5% down payment, while Fannie Mae’s Home Ready program lets you pay 3% down. Various other programs are available, and we can help you sort through all the choices and details to determine what’s right for you.

Even if you’re starting out, there are ways to get more for your money. If you’re up on the latest green, energy-saving features, the Energy Efficient Mortgage program opens the door to extended loan limits when you make energy efficiency improvements up front. But even if you’re not ready for a fixer-upper and just want a first home that is move-in ready, we can assist you in getting your dream home.

Close on Your First Mortgage with Planatek

Buying a home, or getting a mortgage loan, for the first time isn’t easy. We’ll work with you to ensure you are financially ready and are educated on all available options. You don’t want to overlook anything. In addition to financial advice, we’ll help you fill out your mortgage application and inform you of the interest rate you qualify for once you submit your information. Reach out to us today for personalized assistance in purchasing your first home.


Get In Touch

Sharing our knowledge and expertise comes natural to us. Our team is friendly, compassionate, and ready to start working with you. Consult with us at no cost to see what we can do for you. Whether you’re just starting out, looking for your perfect vacation or investment home, or planning for retirement, meet with us and we’ll see how we can improve your financial outlook. Contact Planatek Today!