VA Loans

(Veterans Affairs)

Mortgage loans available to eligible US veterans. VA guaranteed loans are made by private lenders, such as banks or mortgage companies, for the purchase of a home for a buyer’s own personal occupancy. These loans offer competitive rates and require little or no down payment.

Securing a

VA Loan

To get a VA loan, you need to verify your eligibility, which requires filling out paperwork. Each loan you are approved for has a guaranteed dollar amount, or entitlement, that the VA guarantees to the lender in case you default on your loan. The process, which also requires paying a VA funding fee, can be complex. That’s why our financial professionals are here to help you get a VA loan.

Our experts can help determine if you meet the military service requirements for a loan. They will also assist in applying for a VA loan Certificate of Eligibility. We’ll make sure you meet VA loan home occupancy requirements; the property must be your primary residence and not a vacation home or investment property.

Applying for a VA Loan

We work with you to determine if you meet our underwriting requirements. Then our loan specialists will assist you in gathering the appropriate paperwork, answer all your questions, and guide you through the entire process. There are also various costs involved, but we’ll inform you of every expense related to your loan, including VA appraisal fees, taxes, and title insurance.

For whatever reason you are applying for a VA loan, Planatek can help you make the right financial decisions. We are ready to help you enjoy homeownership and get the most out of you or your spouse’s military service. Contact us today to get started.

Contact

Get In Touch

Sharing our knowledge and expertise comes natural to us. Our team is friendly, compassionate, and ready to start working with you. Consult with us at no cost to see what we can do for you. Whether you’re just starting out, looking for your perfect vacation or investment home, or planning for retirement, meet with us and we’ll see how we can improve your financial outlook. Contact Planatek Today!