Invest In Your Future

“Helping you make your dreams come true!”

Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. We offer a variety of loan programs with competitive rates, while maintaining a smooth and pleasant transaction. Serving all over California!

why people

Choose Us!

Dedicated Specialists

Meet our amazing team of Mortgage Specialists.

success stories

Read what our clients have to say about us!

custom loan programs

We offer custom loan programs to suit your specific needs.

One Size Fits One 

Create a Strategy That Works For YOU

Our finance and mortgage professionals create a personalized strategy that’s perfectly tailored to your situation. We believe there’s no one-size fits all approach when it comes to personal finances.


Start With a Free Consultation

Sharing our knowledge and expertise comes natural to us. Our team is friendly, compassionate, and ready to start working with you. Consult with us at no cost to see what we can do for you. Whether you’re just starting out, looking for your perfect vacation or investment home, or planning for retirement, meet with us and we’ll see how we can improve your financial outlook.

Financial consulting shouldn’t come with a hefty price tag. We don’t see it that way and you should know we’re always looking out for you.


Create a Strategy for You

Everyone has a unique financial situation. Our team is prepared to create a strategy based on your finances, lifestyle, and goals while addressing every detail.


Customize a Personalized Portfolio

We don’t just provide financial advice. Rather, our team helps build a customized portfolio that accounts for all your financial needs, goals, and assets.


Manage & Set Goals

At Planatek, we provide help and advice so you can create, manage, and set personal goals. We’re always here to answer your questions and help deal with any financial changes in your life.


What Our Clients Say

Hi Everyone,

I just wanted to say thank you for working with us and getting us into our first home! We appreciate all of the work that you guys put into getting us a mortgage. We are happy with our loan and with how relatively easy the whole process was. We will definitely consider Planatek for any future financial needs. We can’t wait to move in to our new home!


- Peter & Karin

The amazing Planatek team worked wonders with our financing the first time around – allowing us to close on the home of our dreams! Four years later… Dana literally saved us thousands on the re-finance! It is always a pleasure to work with you ladies. We sing your praises as often as possible, and we’ll definitely be back in the future. 🙂

Now, we get to relax and enjoy our mortgage-free house for a couple of months!!! LOL

- Nora M.

Dear Team Planatek!!

I wanted to thank you so much for the very thoughtful and generous housewarming present!!! I can’t wait to use my gift certificate on something fabulous for my new home. It was a pleasure to work with all of you and I can’t tell you how much joy my new home has given me! Thanks for making my dreams come true XXOO

- Caroline F.

start with a plan & achieve your goal

Customized Financial Planning & Investing

Whether you are a first-time homebuyer or are looking for an investment property, Planatek has you covered. We strive to make the process as stress free as possible. With over 30 years of industry experience, our highly capable team is prepared to help you find the best loan options for you and your current financial situation.

 Our team is prepared to help you determine an affordable monthly payment for your situation and provide information about different loan options. We have helped thousands of clients find a way to obtain the perfect financing for their home. From first time home buyers to repeat clients, we have seen it all. If you are not familiar with the process, we can walk you through it, explain the options that are available to you so we can help you make the best financial decisions. Our financial professionals will share their knowledge with you to educate you on the process.

A down payment may seem like an obstacle to many home buyers. Our team will help you determine the best way to obtain down payment funds. If it seemed impossible before, trust us and you can live in the home of your dreams.

First time home buyers

We know this can be a time of uncertainty. When you sit down with a Planatek advisor, you’ll learn about all the details and steps to purchasing your first home. Even if you’re not ready yet, we’ll offer guidance in reducing debt, saving up, and preparing for your next move.

no cost loans

For homebuyers on a tight budget, our mortgage loan specialists can absorb the extra costs that go with home sales into your loan. Closing costs can be added to monthly payments or absorbed into a higher interest rate. We’ll help decide what is easiest for you.

purchase financing

If you’re thinking of a home or other big purchase, we’ll help you find the best interest rates and assist in determining a down payment you can afford. Securing a loan doesn’t have to be cost-prohibitive; we’ll work to find a solution that works for you.


By refinancing your mortgage, you can avoid interest rate increases and save money. We’ll help you find the best mortgage refinancing program that is in your best interests. You may find cash you didn’t know you could get access to.

Debt Consolidation

Planatek offers consultations to consolidate debt into one monthly payment. Take the stress out of paying multiple bills and lenders by keeping all debt in one payment. 

reverse mortgage

If you’re over the age of 62, did you know you could convert your equity into cash? A reverse mortgage let you borrow against your home, live debt free, and not pay it back until your home is sold. Our finance professionals can help you secure access to found money.

FHA & VA Loans

Down payments can be cost-prohibitive for most people looking to buy a home. The solutions include Federal Housing Administration, or FHA loans, requiring down payments as low as 3.5%. Meanwhile VA loans often require no down payment if you qualify for one.

jumbo loans

If you need a larger loan than allowed by the federal government, we can help you find a jumbo loan whether you’re in the market for a primary residence or secondary home, vacation property, or investment property. Fixed- and adjustable-rate loans are available.

Bank Statement Program

Planatek has access to an alternative program where we have the availability to qualify individuals based on their bank statements alone. Lenders will look at balances and deposits over a certain period of time to consider qualification for a loan.

Our Numbers

Our outstanding track record says it all, and we just keep adding to our portfolio.

Loyal Clients


Avg. Return / year



At Planatek, we’re good at managing money. Our numbers and reputation prove it, and we’re ready to take your financial portfolio to the next level.

Click on the link below to join us and gain from our financial expertise.


Get In Touch

Sharing our knowledge and expertise comes natural to us. Our team is friendly, compassionate, and ready to start working with you. Consult with us at no cost to see what we can do for you. Whether you’re just starting out, looking for your perfect vacation or investment home, or planning for retirement, meet with us and we’ll see how we can improve your financial outlook. Contact Planatek Today!